Policy TypeDefinition
Commercial Residential - (Apartment Buildings) - WIND ONLYA contract for a commercial enterprise, which only covers damages from the peril of wind.
Commercial Residential - (Condo Associations Only) - WIND ONLYA contract for a commercial enterprise, which only covers damages from the peril of wind.
Commercial Residential - (Homeowners Association) - WIND ONLYA contract for a commercial enterprise, which only covers damages from the peril of wind.
Commercial Residential - Allied Lines (Condo Associations Only)Commercial: Property insurance coverage sold to commercial ventures. Property (Allied Lines): Coverage protecting the insured against loss or damage to real or personal property from a variety of perils, including, but not limited to, fire, lightening, business interruption, loss of rents, glass breakage, tornado, windstorm, hail, water damage, explosion, riot, civil commotion, rain, or damage from aircraft or vehicles.
Commercial Residential - Allied Lines (Excl Condo Associations)Commercial: Property insurance coverage sold to commercial ventures. Property (Allied Lines): Coverage protecting the insured against loss or damage to real or personal property from a variety of perils, including, but not limited to, fire, lightening, business interruption, loss of rents, glass breakage, tornado, windstorm, hail, water damage, explosion, riot, civil commotion, rain, or damage from aircraft or vehicles.
Commercial Residential - CMP (Condo Associations Only)Commercial Multiple Peril:The policy packages two or more insurance coverages protecting an enterprise from various property and liability risk exposures.Frequently includes fire,allied lines,various other coverages(e.g.,difference in conditions)and liability coverage.Such coverages would be included in other annual statement lines,if written individually.Include under this type of insurance multi-peril policies(other than farmowners,homeowners and automobile policies)that include coverage for liability other than auto.Non-Liability Portion: Absence of a responsibility to fulfill a contract or obligation.Builders¿ Risk Policies:Typically written on a reporting or completed value form, this coverage insures against loss to buildings in the course of construction.The coverage also includes machinery and equipment used in the course of construction and to materials incidental to construction.Businessowners:The Businessowners(BOP)provides a broad package of property and liability coverage
Commercial Residential - CMP (Excl Condo Associations)Commercial Multiple Peril:The policy packages two or more insurance coverages protecting an enterprise from various property and liability risk exposures.Frequently includes fire,allied lines,various other coverages(e.g.,difference in conditions)and liability coverage.Such coverages would be included in other annual statement lines,if written individually.Include under this type of insurance multi-peril policies(other than farmowners,homeowners and automobile policies)that include coverage for liability other than auto.NonLiability Portion:Absence of a responsibility to fulfill a contract or obligation. Builders¿ Risk Policies: Typically written on a reporting or completed value form,this coverage insures against loss to buildings in the course of construction.The coverage also includes machinery and equipment used in the course of construction and to materials incidental to construction.Businessowners:The Businessowners(BOP)provides a broad package of property and liability coverage
Commercial Residential - Dwelling/Fire (Condo Associations Only)Commercial: Property insurance coverage sold to commercial ventures. Property (Fire): Coverage protecting the insured against loss or damage to real or personal property from a variety of perils, including, but not limited to, fire, lightening, business interruption, loss of rents, etc.
Commercial Residential - Dwelling/Fire (Excl Condo Associations)Commercial: Property insurance coverage sold to commercial ventures. Property (Fire): Coverage protecting the insured against loss or damage to real or personal property from a variety of perils, including, but not limited to, fire, lightening, business interruption, loss of rents, etc.
Personal Residential - Allied LinesPersonal: Property insurance coverage sold for personal, family or household purposes. Property (Allied Lines): Coverage protecting the insured against loss or damage to real or personal property from a variety of perils, including, but not limited to, fire, lightening, business interruption, loss of rents, glass breakage, tornado, windstorm, hail, water damage, explosion, riot, civil commotion, rain, or damage from aircraft or vehicles.
Personal Residential - Allied Lines - WIND ONLY DWELLINGSOnly provides coverage for wind peril damage.
Personal Residential - Condominium Unit OwnersHomeowners Multi-Peril: A package policy combining real and personal property coverage with personal liability coverage. Coverage applicable to the dwelling, appurtenant structures, unscheduled personal property and additional living expense are typical. Includes mobile homes at a fixed location. Condos: Homeowners insurance sold to condominium owners occupying the described property.
Personal Residential - Condominium Unit Owners - WIND ONLYHomeowners insurance sold to condominium owners occupying the described property covering only the peril of wind.
Personal Residential - Dwelling/FirePersonal: Property insurance coverage sold for personal, family or household purposes. Property (Fire): Coverage protecting the insured against loss or damage to real or personal property from a variety of perils, including, but not limited to, fire, lightening, business interruption, loss of rents, etc.
Personal Residential - Dwelling/Fire - Mobile HomeownersMobile homeowners coverage protecting the insured against the loss to real or personal property from damage caused by the peril of fire or lightning, including business interruption, loss of rents, etc.
Personal Residential - Dwelling/Fire - Mobile Homeowners - WIND ONLYMobile homeowners coverage protecting the insured against the loss to real or personal property from damage caused by the peril of wind, including business interruption, loss of rents, etc.
Personal Residential - FarmownersFarmowners Multi-Peril: Farmowners insurance sold for personal, family or household purposes. This package policy is similar to a homeowners policy, in that it has been developed for farms and ranches and includes both property and liability coverage for personal and business losses. Coverage includes farm dwellings and their contents, barns, stables, other farm structures and farm inland marine, such as mobile equipment and livestock.
Personal Residential - Homeowners (Excl Tenant and Condo) - Owner OccupiedHomeowners Multi-Peril: A package policy combining real and personal property coverage with personal liability coverage. Coverage applicable to the dwelling, appurtenant structures, unscheduled personal property and additional living expense are typical. Includes mobile homes at a fixed location. Owner Occupied: Homeowners insurance sold to owners occupying the described property.
Personal Residential - Homeowners (Excl Tenant and Condo) - Owner Occupied - WIND ONLYHomeowners Multi-Peril:A package policy that only covers the peril of wind which combines broad property coverage for the personal property and/or structure with broad personal liability coverage. Coverage applicable to the dwelling, appurtenant structures, unscheduled personal property and additional living expenses are typical.
Personal Residential - Mobile HomeownersHomeowners Multi-Peril: A package policy combining real and personal property coverage with personal liability coverage. Coverage applicable to the dwelling, appurtenant structures, unscheduled personal property and additional living expense are typical. Includes mobile homes at a fixed location. Mobile Homes: Homeowners insurance sold to owners occupying the described mobile home.
Personal Residential - Mobile Homeowners - WIND ONLYHomeowners Multi-Peril:A package policy that only covers the peril of wind which combines broad property coverage for the personal property and/or structure with broad personal liability coverage. Coverage applicable to the dwelling, appurtenant structures, unscheduled personal property and additional living expenses are typical.Includes mobile homes at a fixed location.
Personal Residential - TenantsHomeowners Multi-Peril: A package policy combining real and personal property coverage with personal liability coverage. Coverage applicable to the dwelling, appurtenant structures, unscheduled personal property and additional living expense are typical. Includes mobile homes at a fixed location. Tenants: Homeowners insurance sold to tenants occupying the described property.
Personal Residential - Tenants - WIND ONLYHomeowners insurance sold to tenants occupying the described property covering the peril of wind only.